Tuesday, October 15, 2019

Desert Flora Essay Example | Topics and Well Written Essays - 250 words

Desert Flora - Essay Example Olive trees are in abundance in the Mediterranean desert toward the north of the Sahara desert. Plants found in the desert of Utah include mesquite (Prosopis), Cacti, and Yucca. Perennials, unlike, annuals, survive in the Utah desert all the time. Some perennials have deep root systems to reach the subterranean water. For example, Yucca’s roots exist 40 feet below the ground surface whereas the roots of mesquite (Prosopis) can penetrate up to 100 feet below the surface (Andersen, 1996, p. 5). The desert of Utah has an open nature with shrubs spaced widely apart. This speaks of the low content of moisture and is suggestive of extensive underground roots’ pattern. The main factor the limits the plants’ survival in the desert of Utah is water. Plants have different structural mechanisms to deal with this problem. Waxy coatings on the plants’ stems serve to reflect heat and reduce evaporation e.g. the leaves of Incienso covered with dense fine hairs serve the very

Political Determinants Affecting the HK Insurance Market Essay Example for Free

Political Determinants Affecting the HK Insurance Market Essay Introduction This part of the paper will analyse the external environment of HK insurance market through the use of PESTEL and Five Forces Analysis. PESTEL Analysis It can be noted that the HK Insurance market has always been dependent on international business climate as well as its product cycles. Consequently, the HK Insurance market has been deliberated as one of the growing industries throughout the years. The following figure shows the analysis of the political, economical, socio-cultural and technological, legal and environmental attributes and determinants affecting HK Insurance market. Figure 1 PESTLE Analysis Political| Economical| Socio-Cultural| * Taxation Policy of Hong Kong * Foreign trade Regulations * Political status and condition of Hong Kong and the global market| * Product life cycles * Business Cycles * Rate of unempoyment * Disposable income| * Lifestyle of the target market * Income distribution * Cultural diversity| Technological| Legal| Environmental| * Rapid transition in technology * Speed of technological transfer| * Laws and regulations about that covers apparel industries * Following regulations in the foreign trade| * Awareness of environmental protection * Existence of Green Products| One of the political determinants that affect HK Insurance market is the diverse taxations which surrounds Hong Kong market which lead to re-imports. In this regard, the vehicles are being bought overseas, re-imported to the locale market which influence the price of the product. In the period of economical issues, clients do not substitute their financial and insurance products and services offerings. On one hand, there are some insurance firms which are common in the market environment which expresses a new way of providing their services to their clients. In line with technological determinants, HK Insurance market nowadays is being quiker in line with the business standards as well as considers information system for data records management. In addition, so as to cope with the environmental determinants, further consolidation of the HK Insurance market is expected and consideration of insurance products must be given emphasis. Aside from PESTLE analysis, the HK Insurance market will also be analysed through the consideration of Porter’s five Forces model. 1. Suppliers. In the case of the insuranceindustry, speficifically in the current objectives and plans of HK Insurance market, decision-makers of the corporation must have a clear comprehenson of the business dynamics in which employees are directly involved in. Such consider the employees’ concentration or and core corporate interests, diversity of the products as well as the designs being offered as well as the alternative resources that are accessible for the HK Insurance market in terms of business partnerships. Hence, it is most proper to build win–win relationships with employees or have an agreement on the use of multiple employees in array to protect the interests of both ends. 2. Power of BuyersThe power of clients/buyer s describes the implicate clients/buyer s/buyer ss have on an industry. When buyer power is robust, the relationship to the producing industry becomes closer tomarket conditions wherein the buyer has the most influence in shaping the price. In this regard, the insurance company should be able to provide the need of their clients specifically in lique with information system. 3. New Entrants and Barriers of Entry. The plausibility of new corporations entering the industry influences the pace of the industrial competition. Therefore, the key is to analyse the entry technique as well as exit approach of the new player to the HK Insurance market. Although any corporation must be able to enter and exit the sector, each industry presents diverse degrees of complexity influenced by economics. In terms of insurance market. 4. Substitutes. â€Å"Substitute products† as those that is accessible in other industries that meet an identical or similar demand for the end user. As more substitutes become obtainable as well as price affordable, the demand becomes more elastic since clients/buyer s/buyer ss have more optonss. The threat of substitutes often implicates price-based competition since substitute products may restrict the capability of corporations within an industry to raise prices and improve margins. 5. Industry Competitors. A considerable number of corporations have developed into an essential part of the period of global competition, increasing enhancement, enhanced corporate paradigms, and corporate restructure. The continuous transition from the conventional corporate framework with its hierarchical corporations to a worldwide, knowledge-founded financial system as well as intelligent corporations demands business management to realign and relocate its techniques (Oliver, 1997). Along with the intense marketing nowadays, corporations are faced with the challenge to sustain their own competitive edge so as to survive and be successful. Techniques and marketing tactics are carefully planned and executed to gain the ultimate goal of all: corporation growth (Porter, 1990). Among the HK Insurance market player the management of each company should be able to sustain their competencies. Reference Oliver, C 1997, Sustainable competitive advantage: Combining institutional and resource-Based views.   Strategic Management Journal18(9): 697-713. Porter, ME, 1980,  Competitive Strategy: Techniques for Analyzing Industries and Competitors, Free Press, New York.

Monday, October 14, 2019

Should Congress have Term Limits?

Should Congress have Term Limits? Term limits are limitations that restrict the number of years that someone can serve in an elected office. However, there are no limitations of terms for the members of Congress. They are allowed to run for reelection as many times as they want. The founding fathers intended that elections would reflect the political values of citizens and check the power of government. Term limits should be implemented to prevent career politicians because the founding founders never intended politics to become a career. The United States should have a national referendum to propose a constitutional amendment to institute term limits. The founding of the United States was a radical movement by a collection of like-minded individuals who had new ideas of freedom and self-governments. The backgrounds of the founding fathers were varying from scholars, statesmen, industrialists, and businessmen. The juxtaposition of their backgrounds fostered debate, new ideas, consensus, and descent. It can be said the each of the founding fathers were leaders, not only in their communities, but in their fields. Professional politicians were not yet a byproduct of the new American government. Also there were not yet distinct political parties or PACs or super PACs (Political action committees).   In the beginnings of this representative republic most congressmen did not serve more than a couple of terms. Most had lives, families, and business to get back to. They saw serving in congress as a duty and sacrifice in an effort to make the country grow and stronger. Term limits should be introduced to reinforce states’ rights, reduce corruption, and reinvigorate the republic. In the 1990 congressional reelection, voter’s reelected rate of incumbents exceeded ninety-six percent. Voters that disapproved by Congress just stayed at home and didn’t vote because it seemed that there opinion didn’t matter. It also made it difficult for voters to express their opinion about Congress. Two days before the election in 1990, there was a national survey that showed that sixty-nine percent of people did not approve of Congress. Fifty-one percent did approve of the congressmen that were chosen. The 22nd Amendment was added to the constitution in February of 1951. This limited the number of terms a president can serve. Franklin Delano Roosevelt served twelve years. Congress decided that there needed to be an amendment that limits the amount of terms that presidents can serve for. They made this decision not long after Roosevelt’s death. Term limits were put in place to restrict too much executive power. Fifteen states have adopted term limits for their state legislators, but states can’t limit the terms for U.S. Senators. On November third of 1992, in the Arkansas Supreme Court, amendment seventy-three (the term limitation amendment) was adopted by Arkansas voters. This amendment provided for limits of two terms for executive officials and state senators and three terms for state representatives. If someone served two or more terms as a member of the United States Senate from Arkansas, they would be ineligible for re-election as a US Senator from Arkansas, due to the term limitation amendment. â€Å"Its preamble stated: ‘The people of Arkansas find and declare that elected officials who remain in office too long become preoccupied with reelection and ignore their duties as representatives of the people. Entrenched incumbency has reduced voter participation and has led to an electoral system that is less free, less competitive, and less representative than the system established by the Founding Fathers. Therefore, the people of Arkansas, exercising their reserved powers, herein limit the terms of the elected officials.’†. (Stevens 5) In May of 1995, the Supreme Court made a decision ruling 5-4 in United States Term Limits, Inc. v. Thornton. The ruling was that â€Å"states cannot impose term limits upon their federal Representatives or Senators. In the 1994 elections, part of the Republican platform included legislation for term limits in Congress† (Stevens 72). Term limits would make it difficult for the federal government to enact rules, laws, create agencies that strip powers from the states, for example EPA (environmental protection agencies), DHS (department of homeland security), DOE (department of education), entitlement programs, earmarks, and subsidies. The Constitutional power that the federal government is responsible for is entering into treaties with foreign governments. They also have the power to wage war, declare war, and win war.   Article 1, Section 8, Clause 3 of the United States   Constitution , which gives Congress the power â€Å"to regulate commerce with foreign nations, and among the several states, and with the Indian tribes.† Section 8 also explains Congress may have the â€Å"power to lay and collect taxes†, declare war, regulate interstate commerce, coin money, and raise an army. â€Å"When the Framers met in Philadelphia in 1787 and wrote the constitution that governs us today, they addressed that failure and through the commerce and the privileges and immunities clauses that created a national free-trade zone. The original purpose of the commerce clause was primarily a means to eliminate trade barriers among the states. They didnt intend for the commerce clause to govern so much of our lives. Indeed, as James Madison, the father of our Constitution, explained, ‘The powers delegated by the proposed Constitution to the federal government are few and defined. Those which are to remain in the State governments are numerous and indefinite’†. (Williams 3) The longest someone has served in the Senate is fifty-one years, five months, and twenty-six days. The person who held this record is Robert C. Byrd. John Dingell Jr. served in the House of Representatives for more than fifty-three years.   Congressmen are not there long enough to gain power, or write legislation in the form of tax loop holes. Term limits will break the cycle of career politicians (people building power over time) and facilitate a return to the â€Å"common man† being involved in the political process. They will bring new ideas, new perspective, and reinforce â€Å"of the people, by the people, for the people.†Ã‚   The phrase â€Å"drain the swap† refers to removing career politicians from their elected office.   There are a lot of people who think that America is just filled with a bunch of career politicians, and we need to â€Å"drain the swamp†. Some of these career politicians aren’t accountable to the people. They stop doing what the people want and focus on running for reelection and how they are going to deal with things themselves. â€Å"Term limits in Congress would encourage members of Congress to make their time in office matter.† (Desantis 21). A member of the United States Term Limits advocacy group, Austin Sekel wrote that â€Å"term limits don’t exist to keep people out of office. They exist to make the regular rotation possible, and to create opportunities for new leaders to emerge.†Ã‚  (Sekel 7). Term limits aren’t meant to push people out of Congress. Without term limits, only certain people can run for election. Other citizens don’t have an equal chance of becoming a new congressman, when the same people get reelected every election. The Founding Fathers intended for other people to have a chance to become congressmen, develop new ideas, create opportunities, and become new leaders in America. The Founding Fathers were not career politicians. It is difficult to believe when they were developing the frame work and the foundations of the new republic, that they would purposely develop or create a mechanism that would introduce a class of citizen who would monopolize and control the political process over time. While removing the very strength of the public, by eroding states’ rights and coagulate consolidating power into a central government. The United States of America was built as a representative republic. There should be no career politicians, billion dollar contracts, trillion dollar budgets, or two thousand plus page bills passed by the federal government, with hidden kickbacks, special interest, and earmarks. The only time the federal government meaning the legislature should ever agree on anything should be in the matters of treaties, and war. The federal government was designed so that congress and the senate would find it extremely difficult to build consensus on any issue unless it was a clear and present danger, or such a massive societal shift that you could get more than 60 percent of the citizenry or their representative to agree to a national change. As it stands now, congress has turned into an elite club ran by career politicians, special interest, and power brokers. Instituting term limits would reinvigorate the republic, restore power to the states, and reduce corruption. Works Cited Liedl, Mark B. â€Å"The Case for Limiting Congressional Terms.† The Heritage Foundation, 1 Dec. 1990, www.heritage.org/report/the-case-limiting-congressional-terms. Staff, LII. â€Å"Commerce Clause.† LII / Legal Information Institute, 11 June 2016, www.law.cornell.edu/wex/commerce_clause. Williams, Walter E. â€Å"Commerce Clause Abuse.† Commerce Clause Abuse, 4 Oct. 2003, econfaculty.gmu.edu/wew/articles/03/abuse.html. Murse, Tom. â€Å"The Pros and Cons of Imposing Terms Limits for Congress.† ThoughtCo, 9 July 2017, www.thoughtco.com/debate-over-term-limits-for-congress-3367505. U. S. Term Limits, Inc. v. Thornton. Oyez, 24 Apr. 2018, www.oyez.org/cases/1994/93-1456. Stevens. U.S. Term Limits, Inc. v. Thornton, 514 U.S. 779 (1995)., 22 May 1995, www.law.cornell.edu/supct/html/93-1456.ZO.html. â€Å"The Limits of Term Limits.† Restoration: Congress, Term Limits, and the Recovery of the Deliberative Democracy, by Terry Eastland, pp. 54–55.

Sunday, October 13, 2019

Early Sunday Morning :: essays research papers

Early Sunday Morning, is a Dear America book. It's the Pearl Harbor diary of Amber Billows by Barry Denenberg. This book is about a girl whos father is a newspaper writer. They move almost every month. The reason for this is so he has something to write about. This time they were moving to Hawaii. The family hated moving and so did the dad but he didn't show how much he did. He hid it from his family. When Amber found this out she spent the next day at the library learning about Hawaii. The night before they left to Hawaii they had a dinner. Amber couldn't believe that her father was having a party the week before they left. All week Amber was hoping that her friend Allison didn't talk to her and she didn't. One night she was in her room reading a book when she looked up and there was Allison at the foot of her bed. Then Amber told her that she was moving to Hawaii. Allison just started to cry and then she said she would never find a better friend then her. Then Amber started to lau gh to cheer her up. She said she would write every week. They could be pen pals. The next day she said good bye to Washington and aloha to Hawaii.   Ã‚  Ã‚  Ã‚  Ã‚  This book is a turn pager because it's interesting to see what happens to Amber. They have to adapt to the beautiful place they are going to be in for awhile. They went down to the beach to see the surfers and Amber's little brother Andy said that the reason why there weren't many surfers is because the sharks ate them. Amber eventually had to go to school. She was so nervous. She thought that she wouldn't have any friends but she made one. Mr.Poole asked her if she liked to read and she said very much. He then gave her a booked called The Secret Garden. He told her she liked it as much as he did. After Thanksgiving Amber didn't know if they were going on a tour of Pearl Harbor with Lieutenant Lockhart because he had offered to take them. Andy, her dad, and Amber went on the tour. Andy was so excited. They got to see the ships on battleship row and after that they went to see the Lieutenant's ship called the USS Arizona.

Saturday, October 12, 2019

Weapons of the Civil War: Why Did The North Win? Essay -- essays resea

Weapons of the Civil War: Why Did The North Win?   Ã‚  Ã‚  Ã‚  Ã‚  Battles have been fought since the dawn of time. Weapons have gradually become more technological and sophisticated each and every time. People learn from their mistakes, as did the Indians in the late 1700s, as well as the Confederate troops from the Civil War. The Union was victorious in this war for freedom, and to this day, the north is more the heart of the country’s economy.   Ã‚  Ã‚  Ã‚  Ã‚  Weapons have been around from the Neanderthals of the post-ice age, to the Taliban in Afghanistan. Rocks became knives, sticks became spears, and bayonets became AK-47’s. The technology from the French and Indian War was revolutionized and manufactured by the newly opened weaponry companies. Colt and Winchester had a new end of the market during the times of conflict in the United States.   Ã‚  Ã‚  Ã‚  Ã‚  The First Modern War was a battle of brothers vs. brothers, north vs. south. Weapons proved effective throughout this war, with over 620,000 deaths related to artillery wounds (Bender 24). The north had the advantage. With a plentiful supply of factories and skilled workers, the north was far ahead of the game in the race of manufacturing. New technologies such as submarines, multiple-shot weapons, and exploding bullets aided the northern manufacturing economy.   Ã‚  Ã‚  Ã‚  Ã‚  Handguns played a major role in the Civil War as far as weaponry was concerned. For instance, the most popular sidearm in the Union army was the Colt Army model 1860, which was a .36 caliber. The Army model 1860 was remodeled after the 1848 Dragoon, which was used in the Mexican War. The Colt model 1860 was a .44 caliber six shot weapon weighing two pounds eleven ounces. During the Civil War, more than 146,800 Colt revolvers were purchased. This made up more than 40 percent of all the handguns bought by the government at that time. In 1851, the .36 caliber revolver was produced by Colt. Colt then sold approximately 215,000 navy models, as they were called. The Star Revolver was a .44 caliber, six shot, double action weapon, which weighed approximately three pounds. 25,000 revolvers were then sold to the government for twelve dollars each. The Figure Eight Revolver was built especially for Civil War use. More than 12,000 of these revolvers were sold to the United S tates Government in the early war from Great Britain. The most popular pistol was the Le Mat Revo... ...dified form (the mini-gun)† (Stewart 67).   Ã‚  Ã‚  Ã‚  Ã‚  Throughout the American Civil War, the north proved victorious and superior to the south. The Union had the power and wealth, and, â€Å"he who has the money has the power† proved so as the north defeated the south and embraced the trophy of power. There were many key factors in this accomplishment, the factories, the money, the resources, the commanders, the manpower, the skill and determination, but most importantly, the weapons. Works Cited Bender, David L. The Civil War: The North.   Ã‚  Ã‚  Ã‚  Ã‚  California: Gayle Books, 2001 Davis, William D. The Blue and the Grey.   Ã‚  Ã‚  Ã‚  Ã‚  Illinois: Publishers International LTD, 1996. Olmstead, Edwin. The Big Guns: Civil War Siege.   Ã‚  Ã‚  Ã‚  Ã‚  Connecticut: Seacoast and Naval Cannon, 1997. Pikes, Joe Brown. The Civil War Society’s â€Å"Civil War Dictionary†.   Ã‚  Ã‚  Ã‚  Ã‚  Seattle: Civil War Society, 1999 Ripley, Warren. Artillery and Ammunition of the Civil War.   Ã‚  Ã‚  Ã‚  Ã‚  New York: McCormick Press Inc, 1984. Stewart, Gail B. Weapons of War.   Ã‚  Ã‚  Ã‚  Ã‚  New York: Lucent Books, 2000. "Weapons of the Civil War" December 7, 2001,. Online. Internet. February 14, 2002.   Ã‚  Ã‚  Ã‚  Ã‚  http://www.instaweb.com/p/pmoade/weapons.htm

Friday, October 11, 2019

Inoculating with Autism

Hearing that your child is autistic, is one of the most heart wrenching experiences a parent can face. After significant research, I was disgusted when all fingers pointed to vaccines as the culprit. Is it just a coincidence that autism greatly increased when the Center for Disease Control introduced additions to the recommended vaccination program for infants in 1988? In the 1980s, autism rates were only six in ten thousand children. Currently, the autism rate is an alarming one in eighty eight children. So, roughly one million Americans are now suffering from autism. Over twenty-four years the amount of vaccines children receive grew from less than ten vaccines to about fifty vaccines. It is not just a coincidence that as the amount of vaccines increased so did the amount of autistic children. As the autism crisis worsens, more and more parents are questioning and grasping the realizations surrounding the negative effects that vaccines are having on our children's developing immune systems. In many cases, parents should not allow vaccines to be administered to their children. The perfect example of why parents should not vaccinate their children is the story of Valentino Bocca from Italy. Valentino was given the MMR vaccine when he was fifteen months old in 2004. Valentino's family says that right after receiving the vaccine he started to show signs of serious discomfort. Consequently, Valentino's family decided to act and took the case to court. Judges and the Italian Health Ministry determined that the vaccine did cause the autism after new evidence was presented. Moreover, the Valentino case is not the first case where children have been damaged by vaccines. Actually, the Vaccine Injury Compensation Program has paid over two billion dollars to families damaged by vaccines. This story of Valentino was a result of just one vaccine. A normal child in the first six months of life receives as many as nineteen vaccines. The fact is the more vaccines children receive means more of a risk of autism. As a parent, you have the right to choose whether or not to vaccinate your child. Some may argue vaccinations are safe and even one of the greatest health developments of the twentieth century. Moreover, some research may say that autism and vaccines are not linked at all. It is true that immunizations have protected millions of kids from potentially deadly diseases. Also, that the vaccines probably saved thousands of lives over the years. Proponents of vaccinations argue that the health benefits can outweigh the risks. In addition, some believe that without immunizations there is greater risk of catching some preventable diseases. Also, it is believed that a child who is not immunized could be susceptible to dangerous and deadly diseases. Furthermore, fighting some of these diseases can be painful, taxing on the body, include mandatory isolation, and be expensive. It is now common knowledge that autism is a catastrophic epidemic. In addition, we now know that the primary cause of autism stems from vaccines. There is substantial evidence that the vaccines are brimming with toxins according to fact sheets by the Centers for Disease Control and the Food and Drug Administration. The toxins that are in the vaccines we are injecting into our young children include; dozens of chemicals, heavy metals and allergens. In addition, they include several other repulsing ingredients, such as monkey kidney cells and aborted fetal tissue. American children are now the most vaccinated population in the world. However, instead of being the most healthiest, we have the highest statistics of children suffering from autism. Our children do not need to be inject4ed with toxins and aborted fetal tissue, they are born with their mother’s immunities. Most children’s immune systems can deal with most infections naturally. The vaccines themselves cause the body to be in an unnatural state and set you up for major disease. Overall, the possible side effects of vaccination, mainly autism, are just not worth the risk of being safeguarding. Every year more and more children are being diagnosed with autism. There are so many anguished parents who have had to watch their children completely regress after receiving a vaccine. When one listens to these parents, it is hard to not think that where there is smoke there may be fire. All parents should be doubting the safety and effectiveness of vaccines. Parents must keep in mind that a significant amount of the research that is being done about autism and vaccines is by the drug companies themselves. With so many vaccines being forced upon our children, healthy skepticism could go a long way toward raising a vibrant healthy child. By not vaccinating your children, it simply means that you are an informed and caring parent with healthy kids that do not need to rely on high risk medicines. Ultimately, it is you that is in charge of your child’s health. Remember, educate before you vaccinate.

Thursday, October 10, 2019

The Family

In our country, Egypt, work, studies, and family life have a huge impact. In our culture earlier, it was all about family life. Staying with the family, taking care of each other, spend time with each other, work together in the family business. But nowadays studies and work have become a crucial point in our life. People are more focused on their career and less focused on their spending time with their family. People are becoming career conscious and want to achieve more and more in their life and never want to stop dreaming and chasing their goals. Children want good studies so a large number of students are spending a large amount of money to study in different countries because it's very hard to get scholarships from the country. For work, they are spending more time on their work rather than spending some quality time with their friends and family since the work pressure is increasing, so the desire to make money is first and foremost among people. But in reality there should be a total balance of the studies, work and family time, people should complete their studies first so that they can do the work in which they are interested in. along with that, they should spend some quality time with their friends and family. My personal emphasize lies in the study, work, and family life in that order. I want to develop my skills by studying computer science. Education is really important for me. I need to equip myself with competitive computer skills. As a result, I would have a higher chance to get a Promising future. After graduation, I would have more chances for interviews offered by promising companies. As a new student, I got full support from my family. They inspire me to make good use of my time and earn a degree online. I'm thankful for their support and understanding. I might not be spending time with my parent as often as before but they know I've been doing. I won't let them down and do my job well. If I cannot make someone understand what I'm doing, I'll choose to avoid confrontation with that person. Later, when I get some achievements, I will explain them and express my thoughts to them again. In this case, what I said may be more convincing so that they can understand the value of the things that I was doing.